Banktivity

Name: Banktivity — Download page. Personal and business financial management
Availability: InStock
Rating: 5 (1 reviews)
Author: IGG Software, Inc.

Banktivity — Free Download. Personal and business financial management

Manage bank accounts, investments, and budgets with Banktivity. This app organizes finances, syncs data between Apple devices, and generates detailed reports for economic decision-making. It includes direct connections with financial institutions for automatic transaction import.

★★★★★

5.0(1 ratings)

Download Banktivity (Official links)

File size: 37.1 MB

The latest version of Banktivity is: 9.7.4

Operating system: MacOS, iOS

Languages: English

Developer: IGG Software, Inc.

Price: $0.00 USD

Automated Transaction Import. The function establishes a direct connection with thousands of financial institutions. It downloads bank movements, credit card operations, and investment data without manual intervention. Records are categorized based on predefined rules.
Investment Tracking. Monitor stock portfolios, bonds, and investment funds. Displays updated valuations, unrealized gains or losses, historical performance, and asset allocation. Provides tax calculations on capital gains.
Budget Planning. Create monthly or annual budgets with fund allocation per category. Compares actual expenses with budgeted amounts. Visualizes deviations through graphical indicators and configurable alerts.
Bank Reconciliation. Compares transactions recorded in the software with official bank statements. Identifies unreconciled items and duplicates. Marks verified operations and generates reconciliation reports for auditing.
Recurring Bills and Payments Management. Schedules future payments for services, loans, and subscriptions. Sets visual reminders and notifications. Attaches payment receipts and invoice images to each transaction.
Financial Report Generation. Produces cash flow analyses, income and expense statements, net balances, and projections. Reports allow filtering by period, category, account, or custom tag.
Multi-Platform Synchronization. Keeps financial data updated between macOS and iOS versions. Uses private cloud storage. Changes made on one device are reflected on others after synchronization.
Debt and Loan Management. Records credit obligations, mortgages, and amortization schedules. Calculates accrued interest, pending payments, and settlement dates. Simulates early payment scenarios.
Smart Categorization System. Assigns categories to transactions through automated rules based on payee, amount, or description. Allows creation of subcategories and tags for detailed organization.
Data Protection with Encryption. Uses 256-bit AES encryption for local files and data transmission. Requires authentication via a master password. Does not store banking credentials on external servers.
Financial Forecasting. Projects future balances considering scheduled income, recurring expenses, and planned savings. Models hypothetical scenarios to evaluate long-term economic decisions.
Tax Application Integration. Exports categorized financial data to formats compatible with tax preparation software. Organizes deductions and records for annual tax filing.

Banktivity's development began in 2003 under the original name iBank. The creator company, IGG Software, started the project for macOS platforms. The application was programmed using Objective-C and native Apple frameworks, with a subsequent transition to Swift for modern components. The initial version was launched in 2004, focused on basic bank account management. Subsequent updates incorporated mobile synchronization, direct bank connections, and investment analysis. The rebranding to Banktivity occurred in 2015, reflecting functional expansion beyond simple account administration. The development team is based in the United States, focusing on financial applications for Apple ecosystems.